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Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision

Fast Funding

Funds usually received next business day

Safe and Secure

Your private information is secured by encrypted SSL protection when you submit an application through WhitePeakFinance.com

Customer Satisfaction

Your satisfaction is important to us, our customer support is easy to contact and answer any questions.

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Frequently Asked Questions

What Credit Products do you offer?

WhitePeakFinance.com is a direct lender, offering closed-ended installment loans to approved applicants in participating U.S. states.

Where can I apply?

For the simplest and fastest experience, we welcome you to use our online form by clicking apply for a loan.

What are the Fees and Costs?

Our fees vary by your state of residence. WhitePeakFinance.com will not surprise you with any unexpected fees after you originate your loan. All interest rates and fees are detailed in your loan agreement and explained during the approval process.

How Much Will I be Approved For?

Lending regulations vary by state. Loan amounts will be based on the applicant’s creditworthiness, as assessed during the application process.

Loans from $100 - $5,000!

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Disclaimer

WhitePeakFinance.com is not a lender in all states. WhitePeakFinance.com uses various credit reports, data sources, and application information as part of its underwriting. Not all applications or extensions requested are approved. Approval and loan term vary based on applicant’s qualifications and by applicant’s state of residency. The actual loan amount, term, and APR amount of the loan that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts may also vary by state. See Rates & Terms for details. Decisions may take longer in instances where additional verification or documentation is required.

* Loans approved by 10:00p.m. ET Monday – Friday are generally funded via ACH the next business day. In instances where applications require additional verification or documentation, funds will be disbursed by the following business day, if approved.

White Peak Financial LLC is licensed with the Utah Department of Financial Institutions.

Notice: Installment and payday loans should be used for short-term financial needs only and do not provide a long-term financial solution. Consumer with credit difficulties should seek credit counseling.

Utah APR
16% - 35.99%