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Utah Installment Loans

Looking for an Installment loan to help bridge the gap from your current financial hardship, back to financial security? Then say YES to easy financing through WhitePeakFinance.com. If you’re approved, you will have the money in your checking account as early as the next business day*

White Peak Financial LLC is a state-licensed direct lender in Utah. Your loan will be transacted and funded by us, and only us – no servicing companies, Indian Tribes or other third-party facilitators.

Unlike many lenders, we proudly offer a customer experience, with convenient benefits such as:
  • No traditional FICO® or Vantage® credit checks
  • A loyalty program with declining interest rates
  • Providing your cash as soon as the next business day
  • The ability to rebuild your credit quicker than using traditional banks

If you meet our requirements, you can fill out our simple online application, and a representative will review your submission in as little as 15 minutes.

Utah Installment Loan Details

Loan Amounts
$200-$1,000

Loan amounts vary based on applicant's creditworthiness, as assessed during the application underwriting process.

Repayment Terms
Approx. 8 months

Loan terms are approximately 8 months, but may vary slightly, in accordance with applicant's income frequency.

WhitePeakFinance.com currently accepts the following payment methods:

  • ACH
  • Debit Card
Utah APR
16% - 35.99%

This is the cost of borrowing funds, expressed as an annual percentage rate (APR). Currently, our loans are structured to last well under 12 months, and Yes Finance encourages - and welcomes - you to payoff your loan early without penalty.

Customers who make their payments on time and/or payoff their loan in full may be eligible for higher loan amounts and lower interest rates, as part of our loyalty program.

State License

White Peak Financial LLC is a state-licensed direct lender in Utah. Loans funded by White Peak Financial LLC are governed by all US federal lending regulations as well as the Utah Department of Financial Institutions.

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Disclaimer

WhitePeakFinance.com is not a lender in all states. WhitePeakFinance.com uses various credit reports, data sources, and application information as part of its underwriting. Not all applications or extensions requested are approved. Approval and loan term vary based on applicant’s qualifications and by applicant’s state of residency. The actual loan amount, term, and APR amount of the loan that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts may also vary by state. See Rates & Terms for details. Decisions may take longer in instances where additional verification or documentation is required.

* Loans approved by 10:00p.m. ET Monday – Friday are generally funded via ACH the next business day. In instances where applications require additional verification or documentation, funds will be disbursed by the following business day, if approved.

White Peak Financial LLC is licensed with the Utah Department of Financial Institutions.

Notice: Installment and payday loans should be used for short-term financial needs only and do not provide a long-term financial solution. Consumer with credit difficulties should seek credit counseling.

Utah APR
16% - 35.99%

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